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Saturday, December 19, 2009

Financial and General Awareness Questions - Bank Exams 2010


1. The expansion for the BIS, in the context of the banking industry is:
Bank for International Settlements  Bank for Industrial Settlements  Bank for Industrial Sectors  Bank for International Services  None
 

2. The expansion for BIFR, in the context of the Indian Industry is:
Board for Industrial and Financial Reconstruction  Bureau for Industrial and Financial Reconstruction  Board for Investment and Financial Reconstruction  Bureau for Investment and Financial Reconstruction  None
 

3. Cash Reserve Ratio ( CRR) and Stautory Liquidity Ratio (SLR ) are terms most closely related to which of the following industries/markets:
Stock Exchange  Banking  Mutual Fund  Income Tax  None
 

4. Which of the following programs aims at the promotion of savings among rural women?
Rashtriya Mahila Kosh  Mahila Samriddhi Yojna  Indira Mahila Yojna  Javahar Rozgar Yojna  None
 

5. Which of the following programs meets the credit needs of poor women?
Mahila Samriddhi Yojna  Rashtriya Mahila Kosh  Indira Mahila Yojna  Mahila Samakhya Programme  None
 

6. Which of the following deals with economic offences?
MISA  NSA  TADA  COFEPOSA  None
 

7. Chelliah Committee of 1992 deals with the overhauling of our
public sector undertakings  financial system  tax system  patents and copyrights  None
 

8. The terms TRIPS and TRIMS are related to
NAFTA  SAPTA  EFTA  GATT  None
 

9. Which of the following taxes is a progressive tax?
Income tax  Custom tax  Sales tax  Excise duty  None
 

10. When did Regional Rural Banks start functioning in India?
1975  1947  1956  1960  1980
 

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11. Who was the Chairman of the Sixth Central Pay Commission?
Justice B. N. Srikrishna  Prof. Ravindra Dholakia  J. S. Mathur  Sushma Nath  None
 

12. The 11th Five Year Plan is termed as plan for
India’s Health  Eradication of poverty from India  India’s Education  Development of Rural India  None
 

13. Which of the following correctly describes what sub-prime lending is?
(1) Lending to the people with less than ideal credit status.
(2) Lending to the people who are high value customers of the banks.
(3) Lending to those who are not a regular customer.
Only 1  Only 2  Only 3  All  None
 

14. The actual return of an investor is reduced sometimes as the prices of the commodities go up all of a sudden. In financial sector this type of phenomenon is known as:
Probability risk  Market risk  Inflation risk  Credit risk  None
 

15. Which of the following is the limitation of the ATMs owing to which people are required to visit branches of the bank?
(1) It does not accept deposits.
(2) It has a limited cash disbursement capacity.
(3) Lack of human interface.
Only 1  Only 2  Only 3  All  None
 

16. The World Development Report 2009 is released by which of the following Organisations?
UNESCO  ADB  IMF  World Bank  None
 

17. Which of the following statements is/are TRUE about the Lehman Brothers Holdings Inc. which was in news sometimes back?
(1) The US government provided a US$ 7000 million bailout package to the company.
(2) The company filed for bankruptcy in a court in New York.
(3) The company is now out of financial crisis and is busy in its restructuring so that it can start afresh.
Only 1  Only 2  Only 3  All  None
 

18. The Reserve Bank of India has recently issued guidelines to banks on Pillar 2 of Basel II framework. Pillar 2 deals with which of the following?
(1) Better human resource management
(2) Adequate capital to support risks
(3) Better profitability with minimum number of employees
Only 1  Only 2  Only 3  All  None
 

19. The World Investment Report 2008 was released in September 20. This report is published every year by:
Government of India  World Trade Organisation (WTO)  Asian Development Bank (ADB)  United Nations Conference on Trade and Development (UNCTAD)  None
 

20. As we all know some new initiatives were introduced in the area of Fiscal Management by the government of India. Which of the following acts was passed a few years back to keep a check on the fiscal indiscipline on macroeconomic parameters?
FERA  FRBMA  FEMA  Public Debt Act  None
 

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21. Chit Fund is best described by which of the following terms?
A non-banking financial intermediary  A unorganized money lender  A banking financial intermediary  A non-banking unorganized company  None
 

22. Non-Banking Financial Company (NBFC) does not have which of the following functions ?
Equipment leasing  Housing finance and investments in financial securities  Hiring & Purchasing Assets  Demand Deposits   None
 

23. WDM in relation to Bombay Stock Exchange stands for?
Wholesale Debt Market  Wholesale Debt Multiplexer  Wholesale Direct Market  Wholesale Dial Marketing  None
 

24. Full form of NASDAQ is?
National Authority of Security Dealers Automated Queries  National Association of Security Dealers Automated Queries  National Association of Security Dealers Automated Quotations  National Association of Secure Dealers Automated Queries  None
 

25. Marathe Committee which was headed by S. S. Marathe of the Reserve Bank of India (RBI) Board and submitted its recommendations in May 1992 for __________?
Urban Cooperative Banks  Rural Cooperative Banks  Insurance Reforms  Financial Reforms   None
 

Banking and Financial awareness questions

Here are few banking and financial awareness questions for practice.

1. The International Bank for Reconstruction and Development (IBRD) is better known as
World Bank  Asian Development Bank  IMF  It is known by its name  None
 

2. When was the Reserve Bank of India established?
1935  1920  1928  1947  None
 

3. Which is the largest commercial bank in India?
Reserve Bank of India  State Bank of India  ICICI Bank  IDBI Bank  Bank of India
 

4. The Bank of Calcutta, Bank of Bombay and Bank of Madras were merged in 1921 to form
Reserve Bank of India  Imperial Bank of India  Bank of India  Union Bank of India  None
 

5. When was the Imperial Bank of India nationalized to form the State Bank of India?
1947  1949  1951  1955  None
 

6. The Reserve Bank of India was nationalized in?
1947  1948  1950  1956  None
 

7. What is a Bank which has capital and reserves of over Rs. 5 lakhs called?
National Bank  Cooperative Bank  Scheduled Bank  Unscheduled Bank  None
 

8. Bank of Hindustan is the oldest bank in India. When did it start functioning?
1990  1770  1885  1892  None
 

9. The Export-Import (EXIM) Bank was set up in
1982  1983  1987  1985  None
 

10. When did Regional Rural Banks start functioning in India?
1975  1947  1956  1960  None
 

11. In India, income tax is levied by
Union Government  State Governments  Ministry of Finance  RBI  SBI
 

12. In India, coins and subsidiary coins are issued by
Union Government  State Government  Reserve Bank of India  Ministry of Finance  Supreme Court
 

13. Which of the following is entrusted with the task of receiving all money on behalf of the Government as also with the task of making payments on their behalf?
State Bank of India  Reserve Bank of India  Ministry of Finance  Union Parliament  None
 

14. Where is the headquarters of Asian Development Bank (ADB) situated?
Manila  Delhi  Bangkok  Hong Kong  Malaysia
 

15. When was the International Monetary Fund (IMF) established?
1944  1945  1948  1950  None
 

16. Which of the following has the sole right of issuing paper notes in India?
Union Government  State Bank of India  Reserve Bank of India  Ministry of Finance  Supreme Court
 

17. Decision taken at Bretton Woods Conference led to the formation of
IDA  IMF  ADB  IFC  None
 

18. The International Finance Corporation (IFC) was established in?
1956  1972  1985  1960  None
 

19. Which sister organization of the World Bank helps private activity in developing countries by financing projects with long-term capital in the form of equity and loans?
Asian Development Bank  IMF  International Developmental Association  International Finance Corporation  None
 

20. Which sister organization of the World Bank provides long term loans at zero interest to the poorest developing countries?
Asian Development Bank  IMF  International Developmental Association  International Finance Corporation  None
 

21. Who is known as the ‘Father of Economics’?
Adam Smith  Chanakya  Amartya Sen  Machiavelli  None
 

22. Which was the first Indian Bank to introduce credit card?
State Bank of India  Central Bank of India  Reserve Bank of India  Union Bank of India  ICICI Bank
 

23. Euro is the currency of European Union. When did it come into being?
1995  1999  2000  2001  2002
 

24. When did the Foreign Exchange Regulation Act (FERA) come into being?
1973  1975  1980  1981  1982
 

25. When did India become a member of the IMF?
1947  1956  1960  1951  None
 

26. What is the main purpose of currency?
standard of postponed payments  standard of money  symbol of status  medium of exchange  None
 

27. What does devaluation of a currency mean?
decrease in the internal value of money  decrease in the external value of money  decrease both in the external and internal values of money  increase in the internal value of money  increase in the external value of money
 

28. Which of the following is known as plastic money?
bearer cheques  credit cards  demand drafts  gift cheques  None
 

29. State Financial Corporations give assistance mainly to develop
small and medium scale industries  agricultural farms  cotton industry  large scale industries  none
 

30. What does the term NSDL stands for?
National Securities Development Limited  National Securities Depository Limited  National Safety Development Limited  Natural Safety Deployment Limited  None
 

Sunday, December 13, 2009

Allahabad Bank Exam Sample Paper 2008 - General Awareness

1. India test-fired Agni III on
May 15, 2008  May 17, 2008  May 20, 2008  May 7, 2008  None of the above
 

2. Which one of the following countries is not included in the elite club which India joined after its successful test firing of Agni III
Russia  U.S.A.  U.K.  France  None
 

3. M. Natrajan is
Scientific Advisor to the Defence Minister  Chief Controller and Programme Director of Agni Missile System  Scientific Advisor to the Prime Minister  None  None
 

4. Currently which one of the following organizations is celebrating its golden jubilee (year)?
ISRO  CBI  DRDO  NASSCOM  None
 

5. India and Malaysia held their joint naval exercise at
Andman island  Nicobar island  Lumut  Kualalampur  None
 

6. SERB stands for
Social Enlightenment and Research Board  Scientific And Engineering Research Board  Scientists’ and Engineers’ Research Board  Science and Engineering Research Board  None
 

7. CEP (Circular Error Probability) is associated with
Prithvi II  Chandryan I  Narco Analysis test conducted on Aarushis’ alleged murderer  The finalization of Indo-US Nuclear deal  None
 

8. The country which recently announced to have its own version of Star Wars
France  Japan  China  North Korea  None
 

9. The Indian state which, in May 2008, launched Food Security Scheme
Andhra Pradesh  Chhattisgarh  Tamil Nadu  Jammu & Kashmir  None
 

10. The most coveted award at the 61st Cannes Film Festival was received by
Hunger  Line of Passage  The Class  Three Monkeys  None
 

11. The Winner of the Scripps National Spelling Bee Contest is
Ravi Kumar  Sameer Mishra  Kuljit Singh  None   None
 

12. ‘Travelling Through Conflict’ is a book written by
Hamid Ansari  Cherie Blair  Balraj Krishna  Salman Rushdie  None
 

13. According to the Global Peace Index released in May 2008, the most peaceful country on the earth is
New Zealand  Norway  Denmark  Iceland  None
 

14. Which of the following was recently granted Navratna status to?
PGCIL  REC  NALCO  All the above  None
 

15. In terms of billionaire population, Mumbai ranks…… at world level?
Sixth  Fifth  Fourth  Seventh  None
 

16. According to a report, the number of Indians who have a problem of loud snoring during sleep is ____.
35 million  36 million  40 million  45 million  None
 

17. The government has planned to establish ………… universities of global standards across the country?
10  14  20  16  None
 

18. The government has increased Minimum Support Price of _____.
Wheat  Paddy  Cane  None  None
 

19. India recently refused to accept the offer of funds/loans from World Bank for _____.
Disaster management  North-East projects  Tiger protection   None   None
 

20. Yves Saint Laurent recently died. He was a _____.
U.S.A. film director  First man to go to Mars mission  Renowned fashion designer  An internationally renowned financial expert  None
 

Sunday, September 13, 2009

RBI (Reserve Bank of India) Grade B Officers Recruitment Exam: July 2004 Question Paper - Part 1

Direction (Qs. 1 to 5): Which of the phrases (1), (2), (3)
and (4) given below each sentence should replace the phrase
printed in bold in the given sentence to make it
grammatically correct? If the sentence is correct as it is
and no correction is required, then mark your answer as (5).

1. Ultimately he received the honour he deserve.
Gained the honour he deserve  Received the honour he deserves  Received the honour he deserved  Bags the honour he deserve  No correction required
 

2. I am totally opposite in the statement of some of our Managers.
Totally oppose to the  Absolutely oppose by the  Totally opposed to the  Completely opposed in the  No correction required
 

3. Gayatri turned down the job offer to accommodate her friend.
Job offered in accommodate  Job offers for accommodate  Job offer to accommodating  Job offer in accommodate  No correction required
 

4. She was informed that everyone of them are aware of the fact.
were aware of  are aware of  was aware of  is aware of  No correction required
 

5. She has being venturing into areas which she had always avoided in the past.
has been venturing into  has venturing into  would venturing into  had venturing into  No correction required
 

Directions (Qs. 6 to 10): Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part will be your answer. If there is no error (ignore errors of punctuation, if any), then your answer will be (5).

6. They never thought (1) / that Joshi is (2) / oldest than
the other (3) / Professors in the Faculty. (4) / No error (5)
1     2     3     4       5
 

7. Taken into consideration (1) / the advice of his (2) /
colleagues he decided (3) / to stay in the Institute. (4) / No error (5)
1      2      3      4      5
 

8. I am likely contact (1) / you sometime in (2) / next week to (3) / discuss with you in detail. (4) / No error (5)
1      2      3      4      5
 

9. The police has making (1) / every effort to provide (2) / best help and (3) / attention to each citizen. (4) / No error (5)
1      2      3      4      5
 

10. He cannot withdraw (1) / all his money (2) / unless he do not (3) / gives advance notice. (4) / No error (5)
1      2      3      4      5
 

Part I        Part II        Part III

Sunday, September 6, 2009

SBI - Clerk Recruitment Exam, 2009 - Marketing Aptitude/Computer Knowledge

1. A keyboard is this kind of device
Black  Input  Output  Word Processing  None of these
 

2. IT stands for ________
Information Technology  Integrated Technology  Intelligent Technology  Interesting Technology  None of these
 

3. of the following refers to the fastest, biggest and most expensive computers ?
Personal Computers  Supercomputers  Laptops  Notebooks  None of these
 

4. A collection of related information sorted and dealt with as a unit is a ________
disk  data  file  floppy  None of these
 

5. The process of a computer receiving information from a server on the Internet is known as ________
pulling  pushing  downloading  transferring  None of these
 

6. Which part of the computer helps to store information ?
Disk drive  Keyboard  Monitor  Printer  None of these
 

7. ________ is the process of carrying out commands.
Fetching  Storing  Executing  Decoding  None of these
 

8. The role of a ________ generally is to determine a buyer’s needs and match it to the correct hardware and software.
computer Scientist  computer sales representative  computer consultant  corporate trainer  None of these
 

9. Which of the following groups consist of only output devices?
Scanner, Printer, Monitor  Keyboard, Printer, Monitor  Mouse, Printer, Monitor  Plotter, Printer, Monitor  None of these
 

10. The rectangular area of the screen that displays a program, data, and/or information is a ________
title bar  button  dialog box  window  None of these
 

11. A(n) ________ contains commands that can be selected.
pointer  menu  icon  button  None of these
 

12. An error is also known as ________.
bug  debug  cursor  icon  None of these
 

13. Arithmetic Operations ________
involve matching one data item to another to determine if the first item is greater than, equal to, or less than the other item  sort data items according to standard, predefined criteria in ascending order or descending order  use conditions with operators such as AND, OR and NOT  include addition, subtraction, multiplication and division  None of these
 

14. Sending an e-mail is similar to ________
picturing an event  narrating a story  writing a letter  creating a drawing  None of these
 

15. Promotion in Marketing means ________
passing an examination  elevation from one grade to another  selling the products through various means  selling the product in specific areas  None of these
 

16. Microsoft Word is an example of ________
an operating system  a processing device  application software  an input device  None of these
 

17. Sources of Sales Leads are ________
Data Mining  Market Research  Media Outlets  Promotional Programs  All of these
 

18. Any data or instruction entered into the memory of a computer is considered as ________
storage  output  input  information  None of these
 

19. Which part of the computer displays the work done?
RAM  Printer  Monitor  ROM  None of these
 

20. One of the methods for Market Monitoring is ________
to watch TV serials  to discuss with other sales persons  to monitor media outlets  All of these  None of these
 

21. Market Expansion means ________
hiring more staff  firing more staff  buying more products  buying more companies  None of these
 

22. A series of instructions that tells a computer what to do and how to do it is called a ________
program  command  user response  processor  None of these
 

23. Effective marketing helps in ________
developing new products  creating a competitive environment  building demand for products  All of these  None of these
 

24. Which is the part of a computer that one can touch and feel?
Hardware  Software  Programs  Output  None of these
 

25. A Call in Marketing means ________
to phone the customers  to visit the customers  to visit the marketing site  to call on prospective customers  None of these
 

26. Delivery Channel means ________
maternity wards  handing over the products to the buyers  places where products are made available to the buyers  All of these  None of these
 

27. Processing involves ________
inputting data into a computer system  transforming input into output  displaying output in a useful manner  providing relevant answers  None of these
 

28. One of the following is a target group for the marketing of Internet Banking.
All the customers  All the educated customers  All the computer educated customers  Only creditors  All of these
 

29. Innovation means ________
Product Designing  New ideas  Impulse  Both (A) and (B)  None of these
 

30. One of the following is a target group for the marketing of educational loan.
All the customers  Students  Only poor students  Students having promising educational track record  All of these
 

31. Service after sale is not the function of ________
Marketing staff  Seller  Director of the company  Employees of the company  All of the above are wrong
 

32. done through ________, the rural marketing would be more effective.
fairs  village fairs  door to door campaign  All of these  None of these
 

33. Market Survey means ________
Market Research  Market Planning  Marketing Strategies  Market Monitering  All of these
 

34. A good seller should have the following quality/qualities?
Devotion to the work  Submissive  Sympathy  All of these  None of these
 

35. The rural marketing is not required because ________
rural people do not understand marketing  it's not practical from the cost point of view  it is sheer wastage of time  All are wrong  All are correct
 

36. Planned-cost service means ________
Costly products  Extra profit on the same cost  Extra work by seller  All of these  None of these
 

37. Internet marketing means ________
Self-marketing  Core Groups monitering  Employees marketing  All of these  None of these
 

38. The aim of successful marketing is ________
to increase the sale  to increase the profit  to increase the output of sellers  All of these  None of these
 

39. The networking becomes ________ through networking.
very difficult dull easy has no role in marketing None of these
 

Sunday, July 12, 2009

Bank of India Clerk Exam Solved Paper 2008 - English Language - Part 1

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words/phrases are printed in bold to help you to locate them while answering some of the questions.

The King of Kanchi set off to conquer Karnat. He was victorious in batttle. The elephants were laden with sandalwood, ivory, gold and precious stones taken from the conquered kingdom of Karnat. They would be a part of the victory parade for his subjects. On his way back home he stopped at a temple, finished his prayers to the goddess and turned to leave. Around his neck was a garland of scarlet hibiscus and as was the custom for all, his forehead was anointed with red sandal paste. His Minister and the court jester were his only companions. At one spot, in a mango grove by the wayside, they spied some children play. The King said, “Let me go and see what they are playing.”

The children had lined up two rows of clay dolls and were playing warriors and battles. The King asked, “Who is fighting whom ?” They said, “Karnat is at battle with Kanchi.”

The King asked, “Who is winning and who is the loser ?” The children puffed their chests up and said, “Karnat will win and Kanchi will lose.” The Minister froze in disbelief, the King was furious and the jester burst into laughter.

The King was soon joined by his troops and the children were still immersed in their game. The King commanded, “Cane them hard.” The children’s parents came running from the nearby village and said, “They are naive, it was just a game, please grant them pardon.” The King called his commander and ordered, “Teach these children and the village a lesson so that they never forget the King of Kanchi.” He went back to his camp.

That evening the Commander stood before the King. He bowed low in shame and said, “Your Majesty, with the exception of hyenas and vultures, all lie silent in the village.” The Minister said, “His Majesty’s honour has been saved.” The priest said, “The goddess has blessed our King.” The jester said, “Your Highness, please grant me leave to go now.” The King asked, “But why ?” The jester said, “I cannot kill, I cannot maim, I can only laugh at God’s gift of life.” Trembling in the face of the king’s anger he bravely

continued, “If I stay in your Majesty’s court, I shall become like you and I shall forget how to laugh.”

1. Why were the elephants carrying loads of gold and other valuables?
This was what the king had looted from Karnat to distribute among his soldiers as a reward 
This was the king’s offering to the deity out of gratitude for making him victorious 
It was what the king had plundered from Karnat to display to the people of his kingdom as a sign of victory 
So that the people of the kingdom of Karnat acknowledged him as their new ruler 
None of these
 

2. Why did the king anoint his head with red sandal paste?
As a mark of celebration to show he had been victorious 
It was the usual practice for all devotees at the temple 
To show other devotees that he was king 
The priest requested him to do so 
To show his soldiers that he had visited the temple
 

3. Which of the following cannot be said about the jester?
1. He was not a loyal subject of the king.
2. He was afraid of the king’s temper.
3. He did not support the king’s war against Karnat.
Both 1 and 3  Only 1  Both 1 and 2  All 1, 2 and 3  None
 

4. What excuse was given for the childrens’ behaviour?
They were disobedient to their parent’s wishes 
They were unaware of the true facts of the battle 
They were upset that their army had lost 
They were in the habit of lying 
None
 

5. Why did the jester laugh at the children’s reply to the king?
1. They correctly predicted the outcome of the battle.
2. Their reply was cheeky because they knew he was the king.
3. He wanted to show that their reply was a joke to save them from being punished by the king.
Only 1  Both 1 and 2  Only 3   Both 2 and 3  None
 

6. Which of the following is true in the context of the passage?
The king stopped at the temple to see what else could be plundered 
The people of the village to which the children belonged developed great respect for the king 
The Commander was ashamed at having obeyed the king’s orders to cane the children 
The jester was unhappy that the king had defeated the army of Karnat 
The children had shown disrespect to the goddess by playing so close to the temple
 

7. Why did the jester resign from his post?
He felt that the king was too influenced by the Minister 
To show that he disapproved of the king’s action of punishing the children 
He did not want to accompany the king on his war campaign 
He was no longer able to make the king laugh 
None of these
 

8. Which of the following describes the Minister?
1. He was jealous of the jester.
2. He was the king’s most valuable advisor.
3. He did not have a good sense of humour.
Only 1  Only 3  Both 1 and 3  Both 1 and 2  None
 

9. Which of the following was/were the outcome(s) of the soldiers beating the children?
1. The animals began to howl and wanted to attack the soldiers.
2. The children’s parents went to the king to beg for mercy.
3. The priest offered prayers to the goddess of the temple.
Only 1  All 1, 2 and 3  Both 1 and 2  Only 2  None
 

10. Why was the king angry with the children?
Because the game they were playing was dangerous 
They had lied to him 
They did not recognize him as king 
They had unknowingly insulted him 
They were rude to him
 

Directions—(Q. 11–13) Choose the word which is most nearly the SAME in meaning as the word printed in bold as used in the passage.

11. froze
cold   numb  shivered   stood still  chill
 

12. leave
holiday  transfer  exit  permission  farewell
 

13. spied
noticed  keep watch  followed  spot  caught
 

Directions—(Q. 14–15) Choose the word which is most OPPOSITE in meaning of the word printed in bold as used in the passage.

14. immersed in
safe from  distracted from  boring  drowning in  entertained by
 

15. pardon
punishment  excuse  convict  intolerance  imprison
 

Part I        Part II        Part III        Part IV

SBI: Financial Awareness and Marketing Question Paper for Management Executive Recruitment

1. The International Bank for Reconstruction and Development (IBRD) is better known as
World Bank  Asian Development Bank  IMF  It is known by its name  None
 

2. When was the Reserve Bank of India established?
1935  1920  1928  1947  None
 

3. Which is the largest commercial bank in India?
Reserve Bank of India  State Bank of India  ICICI Bank  Bank of India  None
 

4. The Bank of Calcutta, Bank of Bombay and Bank of Madras were merged in 1921 to form:
Reserve Bank of India  Imperial Bank of India  Bank of India  Union Bank of India  None
 

5. Which sister organization of the World Bank helps private activity in developing countries by financing projects with long-term capital in the form of equity and loans?
Asian Development Bank  International Developmental Association  IMF  International Finance Corporation  None
 

6. Which sister organization of the World Bank provides long term loans at zero interest to the poorest developing countries?
Asian Development Bank  International Developmental Association  IMF  International Finance Corporation  None
 

7. Who is known as the ‘Father of Economics’?
Adam Smith  Chanakya  Machiavelli  William T. Dickens  None
 

8. Which was the first Indian Bank to introduce credit card?
State Bank of India  Central Bank of India  Union Bank of India  ICICI Bank  None
 

How to earn money Online ? How to work part time in internet from home and earn some money?

9. What does devaluation of a currency mean?
decrease in the internal value of money  decrease in the external value of money  decrease both in the external and internal values of money  increase in the internal value of money  None
 

10. Which of the following is known as plastic money?
bearer cheques  demand drafts  credit cards  gift cheques  None
 

11. Which of the following statements best describes the concept of involvement in the context of buyer behaviour?
The length of time involved in the buying process  The potential impact of a product on an individual's self-identity  The number of people involved in the decision-making unit  The complexity of an order  none
 

12. Buying decisions generally follow a pattern of overlapping stages. Which of the following best describes the typical stages of the buying process?
Need recognition > Information search > Evaluation > Decision > Post purchase evaluation  Need recognition > Evaluation > Information search > Decision > Post purchase evaluation  Information search > Need recognition > Evaluation > Decision > Post purchase evaluation  Need recognition > Information search > Decision > Evaluation > Post purchase evaluation  None
 

13. Needs differ from wants because:
Wants are a socialized manifestation of underlying needs  Needs are a socialized manifest Needs are historical; wants are about the futuretation of underlying wants  Needs are historical; wants are about the future  Needs and wants are exactly the same  None
 

14. Which of the following levels of Maslow's Hierarchy of Needs is most likely to be associated with consumers' purchase of goods which appeal to their inner sense of peace of mind (e.g. art classes)?
Self-actualization  Love  Security  Physiological  None
 

15. An individual is considering buying a new microwave cooker and is faced with the possibility of several models. Which of the following describes the widest range of microwave cookers, which the buyer considers in some form?
The awareness set  The total set  The pre-evaluation set  The choice set  None
 

16. A company uses The Coors to endorse its range of snack foods. This endorsement is likely to be particularly effective if the Coors are seen by Large numbers of the company's target market as:
A primary reference group.  A tertiary reference group.  A secondary reference group.  A non-reference group.  None
 

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17. Which of the following consumer responses is LEAST likely to overcome cognitive dissonance experienced by a consumer who is dissatisfied with their purchase?
Rationalizing to ourselves that a product is actually quite good  Seeing the product in a different light so that we emphasize the bad aspects of a product  Seeing the product in a different light so that we emphasize the good aspects of a product  Complaining and returning goods to the supplier  None
 

18. Which of the following labels is NOT associated with a role in a buying Decision Making Unit?
Supplier  Decision maker  Gatekeeper  User  None
 

19. A secretary who answers calls for a company buyer may be taking on which role within the company's decision-making unit?
User  Buyer  Influencer  Gatekeeper  None
 

20. Which of the following is NOT an element of a Marketing Information System?
Marketing research  Decision support system  Production monitoring system  All  None
 

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